7 Points You Should Review,
Before It Is Too Late

Wealth protection is a matter of structure, not reaction. These seven points reveal whether your current setup meets the standards we apply for our clients.

View Checklist
01

Have you separated your wealth from your personal liability exposure?

The Situation

As an entrepreneur, managing director or shareholder, you often bear personal liability with your private assets. An insolvency, a lawsuit or a guarantee can destroy decades of wealth accumulation within months.

Our Approach

A Liechtenstein family foundation separates your private wealth legally and structurally from your entrepreneurial risk, provided the asset transfer takes place in good time and not in awareness of existing claims.

Review whether you are active in business and your private assets are not structurally protected.
02

Are your assets protected against divorce and family-related risks?

The Situation

The equalisation of gains upon divorce is often higher than expected. Assets accumulated during the marriage are divided regardless of who generated them.

Our Approach

A foundation established in good time can help to structure assets outside the equalisation of gains. Timing is critical: the structuring must take place before a crisis occurs.

Ask yourself: Are you married, does no prenuptial agreement exist and has your wealth grown significantly?
03

Does your succession plan go beyond a simple will?

The Situation

A will governs distribution, but it does not protect. Fixed legal claims, estate taxes and family disputes can substantially reduce the estate upon succession.

Our Approach

A foundation structure can complement succession planning and, when established in good time, help to reduce compulsory inheritance claims and optimise the overall tax burden. Alignment with applicable inheritance law is essential.

Take action if you have more than one heir and your wealth should be preserved long-term.
04

Are all of your assets held in a single jurisdiction?

The Situation

Holding all of your wealth in one country leaves you entirely subject to its tax and regulatory decisions. Wealth levies or new access provisions can be enacted at short notice.

Our Approach

International diversification through a Liechtenstein foundation creates a second legal layer. Liechtenstein is an EEA member, OECD-compliant and participates in the automatic exchange of information (AIA/CRS). Transparency is the foundation of every sustainable structure.

Review whether more than 80% of your assets are located in a single country.

If at least two of these points have caught your attention,
we should talk.

Schedule a Consultation
05

Do you have a protector for your foundation structure?

The Situation

Many foundations are established without an active oversight body. The foundation board manages the assets, but who oversees the foundation board?

Our Approach

As protector, we personally assume fiduciary oversight of your foundation, with contractually defined rights and obligations under Liechtenstein law. We safeguard the interests of the beneficiaries and can intervene in cases of misconduct.

Relevant if you have an existing foundation without a protector or are planning to establish a new one.
06

Is your tax planning structured internationally?

The Situation

Many high-net-worth individuals pay significantly more tax than necessary - not because they under-optimise, but because they think exclusively in domestic terms.

Our Approach

An international structure enables tax planning efficiency in full compliance with all disclosure obligations. Not fewer taxes, but the right taxes - fully legal and OECD-compliant.

Relevant if your tax burden is significant and you do not use an international structure.
07

Do you have a clear plan or merely an idea?

The Situation

For many entrepreneurs, years pass between knowing they should act and actually doing so. In that time, tax legislation, family circumstances and market conditions change. Often to their disadvantage.

Our Approach

A structured wealth plan with clear responsibilities, deadlines and milestones replaces vague intentions with binding steps.

Next step: If you found yourself thinking "yes, that applies to me" on 3 or more of these points, now is the right time.
Felix Heller, VADUZ Advisory

Speak with Felix Heller

I advise entrepreneurs and families on the establishment and management of Liechtenstein foundations. In our initial consultation, we determine together whether and how an international structure makes sense for your situation.

This consultation is not a sales conversation. We listen, analyse your situation and provide an honest assessment, even if the answer is that you do not need a structure.

Schedule a Consultation

30 minutes. Confidential. Personal.